Do I Need Money Down To Buy A House Apr 2026

Maya’s eyes widened. "Wait, so I could buy this with... almost nothing upfront?"

She started counting on her fingers. "There are that only require 3.5% down . If you were a veteran, you could use a VA loan for 0% down . And since this house is on the edge of town, it might even qualify for a USDA loan , which is also 0% down for rural and suburban areas." do i need money down to buy a house

Maya nodded. "I’ve got five thousand saved, and that took me three years. Am I wasting your time?" Maya’s eyes widened

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