The is a comprehensive support system designed to help NYC union members navigate the path to homeownership. Established as a partnership between DC 37, the NYC Department of Housing Preservation and Development (HPD) , and Neighborhood Housing Services , it offers financial assistance, legal representation, and educational resources. Financial Assistance & Grants
: Through Municipal Employees Legal Services (MELS) , members receive free legal representation for home closings, which can save an average of $2,000 in legal fees .
The program provides expert guidance to ensure members are legally and financially prepared for a purchase. dc37 home buying program
: Through a partnership with the Municipal Credit Union (MCU) , members can buy a home with as little as 3% down and receive a 0.25% mortgage rate discount using promo code DC37 . Professional Support Services
: Qualify for grants of up to $15,000 for down payments or closing costs on one- to four-family homes, co-ops, or condominiums within the five boroughs. The is a comprehensive support system designed to
: As of mid-2025, the HomeFirst program expanded eligibility to households earning up to 120% of the Area Median Income (AMI) .
: One-on-one sessions help members repair credit, prepare for mortgage pre-approval, and understand the "hidden" costs of ownership like maintenance and utilities. The program provides expert guidance to ensure members
: DC 37 hosts bi-monthly seminars and webinars on topics like navigating the NYC Housing Connect portal and completing first-time homebuyer education. Eligibility & Contact Information