Credit Score For Best Buy Card <TOP-RATED 2026>

To qualify for a , you generally need a credit score of at least 640 for the store-only version or 700+ for the Visa versions . There are three distinct versions of the card, and your application is typically reviewed for the highest-tier card first before being considered for others. Credit Score Requirements by Card Type My Best Buy® Visa Platinum

: Applications are processed through Citibank , which primarily pulls from Experian , though it may also use Equifax or TransUnion .

While your credit score is the primary driver, Citibank also considers: