Cook Buys Homes -

: Work with a reputable lender to choose between loan types like FHA, VA, USDA, or Conventional .

: In Florida, closing costs typically range from 2.5% to 3.5% of the purchase price.

: Experts often suggest spending no more than 30% of gross income on monthly payments, having 30% of the home price in savings (for down payment and reserves), and limiting the total price to 3x your annual income .

: Work with a reputable lender to choose between loan types like FHA, VA, USDA, or Conventional .

: In Florida, closing costs typically range from 2.5% to 3.5% of the purchase price.

: Experts often suggest spending no more than 30% of gross income on monthly payments, having 30% of the home price in savings (for down payment and reserves), and limiting the total price to 3x your annual income .