Is that a legit credit card company calling, or just another scam?
While the portal itself is legitimate, the generic term "Card Member Services" is frequently exploited by scammers. cardmemberservices.com
: Many consumers receive automated "robocalls" from entities identifying only as "Card Member Services" or "Card Services". Is that a legit credit card company calling,
: Cardholders often see "CARDMEMBER SERV WEB PYMT" or "CARDMEMBER SERV ELECT PYMT" on their bank statements after making a payment. Distinguishing the Service from Scams : Cardholders often see "CARDMEMBER SERV WEB PYMT"
: Scammers often spoof caller IDs to make it appear as though a legitimate bank is calling. Safety Best Practices
: It serves as the primary billing and payment processing platform for credit cards issued by Elan Financial Services and U.S. Bank .
: Legitimate issuers like Elan or Discover will never call to ask for your full credit card number, CVV, or expiration date to "lower your interest rate".