Consumers with incomes above 250% of the federal poverty level who are ineligible for cost-sharing reductions (CSRs) may also qualify for a streamlined exemption process.
Catastrophic plans are designed for "worst-case" scenarios and have specific requirements: can you still buy catastrophic health insurance
You qualify if the lowest-cost available Marketplace or job-based insurance would cost more than 8.05% of your income in 2026. Plan Features & Costs Consumers with incomes above 250% of the federal
Anyone under the age of 30 can still enroll in a catastrophic plan without needing any special exemption. can you still buy catastrophic health insurance
Adults 30 and older can now enroll if they meet certain income-based criteria or face specific hardships. Significant 2026 updates include: