While "deal engineering" can make these transactions work, community consensus and expert reviews from sites like Website Closers and Reddit highlight significant hurdles: How to Buy a Business with No Money Down
You secure a loan using the business's existing equipment, inventory, or accounts receivable as collateral.
A portion of the price is paid only after the business hits specific performance targets, reducing upfront risk. Reality Check: Risks & Expert Reviews
You take over the business's existing loans in exchange for ownership, which can eliminate the need for a cash payment.