Yes, you can buy your own health insurance independently if you are self-employed, a freelancer, or an employee of a business that does not offer benefits. You can purchase these plans even if you have pre-existing conditions, as federal law under the Affordable Care Act (ACA) prohibits insurers from denying coverage for them. How to Buy Your Own Insurance
There are two primary ways to purchase individual or family coverage: Self-Employed Health Insurance - Cigna Healthcare can i buy my own health insurance