Can I Buy Health Insurance Today Apr 2026

: Eligible applicants for state-funded subsidies had a special enrollment window active as of mid-April 2026.

: If you've experienced a major life change in the last 60 days , you can enroll now on HealthCare.gov or your state's marketplace. Common events include:

: If you don't qualify for the above, you might consider short-term medical plans . While these are available today, they often do not cover pre-existing conditions and may have limited benefits compared to ACA plans. can i buy health insurance today

: American Indians and Alaska Natives can typically enroll in marketplace plans year-round.

: Losing a job-based plan, or Medicaid/CHIP eligibility. : Eligible applicants for state-funded subsidies had a

: Certain states offer unique enrollment windows. For example:

: Getting married, having a baby, adopting a child, or a death in the family. While these are available today, they often do

Have you recently that might qualify you for an immediate enrollment window? When can I buy insurance? - Connect for Health Colorado