A 600 Credit Score: Can I Buy A House With

Historically 620, but Fannie Mae removed the strict minimum in late 2025. 💡 What You Need to Know Can I Buy a House with a 600 Credit Score in 2026?

Yes, you can buy a house with a 600 credit score in 2026. While a 600 score is considered "fair," it is above the minimum for several government-backed programs. 🏠 Top Loan Options for a 600 Credit Score Minimum Credit Score Key Requirements 580 for 3.5% down Most common for 600 scores; requires mortgage insurance. VA Loan None (Lenders vary) can i buy a house with a 600 credit score

$0 down for veterans; most lenders prefer 620 but some accept 580. None (Lenders vary) Historically 620, but Fannie Mae removed the strict