: As of 2025, the SBA allows the entire 10% down payment to be financed by a seller note, provided it is on "full standby" (no payments made to the seller) for at least 24 months.
Sometimes "no money" means bringing in someone else's money or trading future profits for ownership. can i buy a business with no money down
Buying a business with no money down isn't about being "broke"; it's about being creative with capital. Whether through a seller note on standby or an asset-backed loan, the goal is to find a win-win structure that gives the seller a safe exit and you a profitable future. Buying A Small Business With No Money Down : As of 2025, the SBA allows the
: While some sellers may accept $0 upfront, most want to see skin in the game. A common "no money down" workaround is to combine seller financing with other tools, like using a seller note to cover the required equity injection for an SBA loan. Whether through a seller note on standby or