The rule of thumb is to set aside 1% of the home's value annually for repairs.
Will your commute be longer? Will your utility bills jump? The Essential Columns for Your Draft buying a house budget spreadsheet
The goal of this spreadsheet isn't just to see what you can buy—it’s to decide what you should buy. Once you see the total monthly "all-in" cost, you might realize that a $400k house feels much better than a $450k house, regardless of what the bank says you’re "qualified" for. The rule of thumb is to set aside