: Some companies, like Progressive , may offer policies to permit holders, though premiums are often much higher due to the perceived risk.

: Add the new vehicle to a parent or guardian’s existing policy.

While it is legally possible to buy a car with a learner’s permit in all 50 states, the process is significantly more complex than buying with a full license. A learner’s permit serves as a valid government-issued photo ID for the purchase, but you will face major hurdles with insurance, registration, and financing.

: You may need to co-title the car with a licensed adult until you obtain your full license.

: Most insurers require a full driver’s license to issue a standalone policy.

: Many states, such as Ohio and Delaware, require a full driver's license to register a vehicle.