You cannot legally drive the car until it is insured in your name. Once you have the signed title, take it to the DMV immediately to pay taxes and get new plates.
Buying a car from a private party can save you thousands compared to a dealership, but it requires more legwork to ensure you aren't buying a "lemon" or walking into a scam. Unlike dealerships, private sales are typically meaning once money changes hands, any mechanical failures are your responsibility. 1. Preparation & Research buying a car private party
Arrange meetings in public, well-lit areas. Many police departments offer "Safe Exchange Zones" for this purpose. You cannot legally drive the car until it
Always ask to have the car inspected by a trusted mechanic (a Pre-Purchase Inspection or PPI). If a seller refuses, it’s a major red flag. 3. Handling the Paperwork Unlike dealerships, private sales are typically meaning once
Ensure the seller's name matches the name on the title. If they don’t have the title or it’s in someone else’s name, walk away. 2. The Physical Inspection
Beyond the purchase price, account for sales tax (paid during registration), insurance, and immediate maintenance.