You must have a current prescription from an optometrist to qualify for coverage.
"Off-the-shelf" sunglasses are typically not eligible unless they are specifically prescribed for a medical condition or, in rare cases, if they filter specific light (like blue-violet) under certain health plans. 3. Specialized Eyewear Insurance buy sunglasses with insurance
According to Optum , prescription sunglasses are a qualified medical expense because they correct vision while providing protection. You must have a current prescription from an
Most vision insurance providers, such as those featured at and Specsavers , treat prescription sunglasses like regular corrective eyewear. in rare cases
If your choice of designer frames or specialized lens treatments (like polarization) exceeds your plan's limit, you will need to pay the difference. 2. Spend Your FSA or HSA Funds