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To buy or use PayPal Credit, you apply for a digital line of credit directly through your PayPal account during checkout or via their website. It is not a physical item you "buy," but rather a credit service you apply for to fund online purchases. The Evolution and Utility of PayPal Credit

: Users benefit from the same "Zero Fraud Liability" protections as physical credit cards, shielding them from unauthorized charges. Risks and Considerations buy paypal credit online

While convenient, PayPal Credit carries risks similar to high-interest credit cards: To buy or use PayPal Credit, you apply