Plans are grouped into four categories based on how you and the plan share costs: The Affordable Care Act 101 - KFF
You can buy insurance outside these dates if you have a "qualifying life event," such as getting married, having a baby, or losing other health coverage. 2. Eligibility Requirements To buy a plan through the Marketplace, you generally must: Residency: Live in the United States. buy obamacare insurance
Typically, you cannot qualify for subsidies if you are eligible for "affordable" employer insurance or Medicare. 3. Choosing a Plan (The "Metal" Levels) Plans are grouped into four categories based on
Below is a guide to the enrollment process, eligibility, and choosing the right plan. Typically, you cannot qualify for subsidies if you
You usually must enroll by December 15 for coverage to start on New Year's Day.
How to get insurance through the ACA Health Insurance Marketplace
Most people can only sign up during the , which typically runs from November 1 to January 15 .