: This program allows you to spread the cost over 36 months . After 36 months, you can choose to make a final "balloon payment" to keep the Mac or trade it in for a newer model.
: A short-term, interest-free option that splits your purchase into four equal payments every two weeks. This is available at retailers like Best Buy and B&H. buy mac pay monthly
: The most integrated option for US customers. You get 0% APR for 12 months on Macs and 3% Daily Cash back up front when you use an Apple Card at the Apple Store . : This program allows you to spread the cost over 36 months
: Often provides 0% interest for 6 months on purchases over $99 at various authorized Apple resellers. Comparison of Popular Plans Financing Option Interest Rate (APR) Typical Term Apple Card Direct Apple buyers wanting cash back. Best Buy Credit Card 0% (Promotional) Those needing a longer interest-free window. Best Buy Upgrade+ Frequent upgraders who want low monthly costs. Klarna Quick, short-term budgeting without long debt. Upgraded Developers and students wanting bi-yearly upgrades. Things to Consider Before Buying This is available at retailers like Best Buy and B&H