& Hold: Buy

: Keeping capital invested allows dividends and interest to be reinvested, creating a "snowball effect" that significantly boosts returns over time.

: Data shows that over 20-year periods (from 1926–2011), the strategy has never produced a negative result. Key Risks and Challenges buy & hold

: Fewer trades mean lower transaction fees and commissions. Holding assets for over a year typically qualifies for lower long-term capital gains tax rates. : Keeping capital invested allows dividends and interest