Buy Here Pay Here Requirements Apr 2026

: Dealerships need to know where the vehicle will be kept. Acceptable documents include:

: This is the most critical requirement. Lenders typically look for a minimum monthly income (often between $1,200 and $2,000 after taxes). You will need: Recent pay stubs (usually the last 30 days). buy here pay here requirements

Bank statements (often 2–3 months) to show consistent deposits. : Dealerships need to know where the vehicle will be kept

: Many dealerships mandate an in-person visit to finalize terms and validate your commitment to the purchase. 200 and $2

Driver's license, state ID, or Passport; Social Security number.

A utility bill (electric, water, or gas) in your name dated within the last 30–60 days. A current lease agreement or mortgage statement.