"Buy here pay here" (BHPH) online stores typically refer to online used car dealerships that provide in-house financing. Unlike traditional dealerships that use third-party banks, these businesses act as both the seller and the lender, making them a common option for buyers with poor or limited credit.
The following are examples of platforms and dealerships that offer in-house or specialized financing for credit-challenged buyers: Buy Here Pay Here Dealers vs. Traditional Dealerships