Several local dealerships explicitly mention BHPH or lease-here-pay-here options: Buy Here, Pay Here: What You Need to Know - Autotrader

Buy Here Pay Here (BHPH) car lots in Biloxi, MS, such as and Holmes Motors D'Iberville , offer a unique financing model where the dealership serves as both the seller and the lender. This "in-house financing" is primarily designed for buyers with low credit scores or no credit history who may be turned down by traditional banks. Key BHPH Dealerships in the Biloxi Area