Buy Here Pay Here Car Lot Laws Apr 2026

: Prohibits dealers from discriminating against applicants based on race, religion, sex, marital status, or age.

State laws often provide more targeted restrictions on BHPH operations: Putting the Brakes on Buy Here, Pay Here Dealerships buy here pay here car lot laws

: Dealers must provide a written contract that clearly discloses the APR , total finance charge , amount financed , and the total sale price of the vehicle. total finance charge

At the federal level, BHPH lots must comply with standard lending and consumer protection laws: buy here pay here car lot laws