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: Enrollment for Medicaid and the Children’s Health Insurance Program (CHIP) is available year-round for those who qualify based on income.

: If you recently left a job, you may be eligible to continue your former employer's coverage through COBRA , though you will usually pay the full premium plus an administrative fee. Where to Buy What is health insurance? - Healthinsurance.org buy health insurance today

If you need coverage starting today, consider these primary routes: : Enrollment for Medicaid and the Children’s Health

Losing existing health coverage (e.g., job loss or aging out of a parent's plan). Getting married or having a baby. Moving to a new state or area with different plan options. - Healthinsurance

: These plans can often be purchased online for near-instant approval. However, they are not available in all states (banned in 15 states as of 2026) and typically do not cover pre-existing conditions or essential benefits required by the ACA.