This is the primary hub for individuals and families who do not have access to employer-sponsored insurance. In 2026, four carriers operate in Alabama's individual market: Blue Cross Blue Shield of Alabama , UnitedHealthcare , Celtic Insurance Company , and Oscar Insurance Company . Government-Assisted Programs:
For 2026 coverage, Alabamians must adhere to the standard federal Open Enrollment window: When can you get health insurance? | HealthCare.gov buy health insurance alabama
Provides free or low-cost coverage for eligible low-income individuals, including pregnant women and people with disabilities. This is the primary hub for individuals and