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If you live in a Special Flood Hazard Area (SFHA) and have a government-backed mortgage, flood insurance is usually mandatory. 4. Important Rules to Remember

It is important to understand that FEMA flood insurance has caps on how much it will pay out: Up to $250,000. Contents (Personal Property): Up to $100,000. buy fema flood insurance

You cannot buy flood insurance directly from FEMA. Instead, you have two primary options: If you live in a Special Flood Hazard

Here is everything you need to know about buying federal flood insurance. 1. How to Buy FEMA Flood Insurance buy fema flood insurance