The landscape for "subprime" auto financing—generally for scores below 600—is divided into four main categories, each with distinct benefits and risks: 10 Steps to a Successful Bad Credit Car Purchase

Finding the best place to buy a vehicle with bad credit requires weighing convenience against the total cost of financing. While specialized retailers like and CarMax offer streamlined, online-friendly processes with built-in bad credit options, traditional institutions like local credit unions often provide the lowest interest rates if you can meet their membership criteria. Top Places to Buy a Car with Bad Credit