: This is a credit union account available to new members only. Limits : The rate is paid on balances up to $5,000. Fitness Bank: 4.50% APY
: Interest that compounds daily will grow faster than interest that compounds monthly or quarterly. Use the Annual Percentage Yield (APY) to compare accounts on an equal footing. best online high interest savings account
The following institutions are currently offering the highest rates for nationally available online savings accounts: : This is a credit union account available
: High rate is unlocked through monthly direct deposits. Newtek Bank: 4.20% APY like those at Vio Bank
: Always verify if a high rate is offset by monthly maintenance fees. Most top online accounts, like those at Vio Bank, have no monthly service fees.