Buy Current Financing Offers | Best

: On appliance and grill purchases totaling $599 and up . 24 Months : On home theater purchases totaling $799 - $999 and up . On unlocked phone purchases totaling $649 and up . Critical "Deferred Interest" Warning

As of April 2026, Best Buy’s primary financing involves offers through the My Best Buy Credit Card . For a limited time through May 3, 2026 , new cardholders can choose between 15% back in rewards on their first day of purchases or flexible financing. Standard Financing Offers best buy current financing offers

: Offers four interest-free payments or monthly plans from 6 to 24 months. : On appliance and grill purchases totaling $599 and up

: If any balance remains after the promotional period (even $1), interest is charged retroactively from the original purchase date. Critical "Deferred Interest" Warning As of April 2026,

Best Buy typically offers 0% interest if paid in full within a specific timeframe, depending on the purchase amount and category: : On storewide purchases totaling $299 and up .

: A "no credit needed" lease-to-own option with a 90-day purchase window. Best Buy Credit Card: Rewards & Financing

: Interest-free installments for purchases between $30 and $1,500.