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Cardholders must choose between earning rewards or using promotional financing for each purchase; you cannot do both simultaneously. Standard Reward Rates : 5% back (2.5 points per $1). Elite Plus members can earn 6% back. Gas Stations (Visa only) : 3% back (1.5 points per $1). Dining & Grocery (Visa only) : 2% back (1 point per $1). Other Purchases (Visa only) : 1% back (1 point per $2). Introductory Offers
: $0 for most cardholders; some "Gold" Visa versions may carry a $59 fee based on creditworthiness.
: Earn a total of 10% back (Standard 5% + Bonus 5%) on your first day of purchases within 14 days of account opening.
: A "closed-loop" card accepted only at Best Buy and BestBuy.com. Reward Structure
In lieu of rewards, you can opt for deferred-interest financing on qualifying purchases: : Purchases of $299 and up. 12 Months : Purchases of $599 and up.
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