Use =CUMPRINC() to see how much of the car you actually own at any month. 🔍 Critical Comparison Metrics 🛡️ The "Break-Even" Point
Use a 2-variable Data Table ( Data > What-If Analysis ) to show how different Interest Rates and Residual Values change the winner. auto lease vs buy analysis excel
Buying and leasing are both valid options, but they serve different financial goals. While a focuses on long-term equity, a lease prioritizes monthly cash flow and lower maintenance risks. Use =CUMPRINC() to see how much of the
Negotiated sales price (MSRP minus discounts). Down Payment: Cash provided upfront. Trade-in Value: Equity from your current car. auto lease vs buy analysis excel