You must show valid proof of DC insurance to register a vehicle or renew a vehicle registration. If your vehicle DC DMV (.gov)
for property damage (subject to a $200 deductible) . 2. Estimated Costs in D.C. (April 2026) auto insurance washington dc
: Covers injuries or death you cause to others. $25,000 per person . $50,000 per accident . You must show valid proof of DC insurance
: Protects you if you are hit by a driver with no insurance. $25,000/$50,000 for bodily injury . 000 per person . $50
District of Columbia law requires all registered vehicles to carry minimum liability and uninsured motorist coverage .
: Covers damage you cause to another's property (e.g., their car or a building). $10,000 per accident .