Auto Insurance Prices By State Apr 2026

States with high percentages of uninsured motorists often see higher rates for those who do carry insurance. Comparison Tools

Areas prone to severe weather (e.g., hurricanes in Florida or hail in Colorado) face higher premiums due to increased claim frequency. auto insurance prices by state

Auto insurance prices vary significantly across the U.S. due to different state laws, population density, and weather risks. For , average annual premiums for full coverage range from approximately $1,347 in low-cost states like Vermont to nearly $4,000 in high-cost states like Louisiana . Highest and Lowest Average Rates by State (2026) States with high percentages of uninsured motorists often