As of April 2026, for all registered vehicles. The Commonwealth recently eliminated the option for drivers to pay an annual $500 fee to drive uninsured, a major change that took full effect on July 1, 2024 . Current Minimum Coverage Requirements
For all auto insurance policies issued or renewed in 2026, the state requires "50/100/25" coverage limits: auto insurance in virginia
Insurance Requirements | Virginia Department of Motor Vehicles As of April 2026, for all registered vehicles