: For motor vehicle accidents, New York is a "no-fault" insurance state. Your own insurance will pay for medical bills and lost wages up to a certain limit, regardless of who caused the crash. To step outside of this system and sue the at-fault driver, your injuries must meet the state's "serious injury" threshold. 🛠️ What a New York Injury Attorney Will Do for You

: Take photographs of the accident scene, your visible injuries, and any property damage.

: New York follows a pure comparative fault rule. This means you can still recover damages even if you were 99% at fault for the accident, but your final compensation will be reduced by your percentage of fault.

: Gathering police reports, surveillance footage, and eyewitness statements.

If you have been injured due to someone else's negligence, protect your claim by following these steps:

: Do not provide written or recorded statements to the insurance company before consulting a lawyer.

Navigating a personal injury claim in New York requires a strong understanding of several critical state-specific rules:

: You generally have three years from the date of the accident to file a personal injury lawsuit in New York. However, if you are suing a government entity (like the city or a public transit authority), you must file a formal Notice of Claim within 90 days .