Any Cell Phone Companies Buy Out - Contracts

: You must provide your final bill from your old carrier showing the exact ETF or device balance charges.

: Most companies provide these funds via a Virtual Prepaid Card (Mastercard or Visa) rather than direct cash or a check, often arriving 15 to 30 days after you submit your claim. Things to Watch Out For

: Some "buyout" deals are actually trade-in programs where the value of your old phone is what pays off your contract.

: Their well-known Keep and Switch program is one of the most aggressive in the industry. As of early 2026, they offer to reimburse your previous carrier's remaining phone payment balance up to $800 per line (for up to 4 lines). To qualify, you typically need to bring your eligible unlocked phone and provide a recent bill showing the financing details.