A Better Way To Buy A: Car

: Obtain financing from a credit union or bank like Harvard FCU before contacting dealers. This locks in a base interest rate and gives you significant leverage in the finance office.

: Share the lowest quote with other dealers to see if they will beat it. Continue this process until you have a final winner. a better way to buy a car

: Use a Car Payment Calculator to determine a monthly payment that is under 10% of your take-home pay. Focus on the total "out-the-door" price—including taxes and fees—rather than just the monthly payment. : Obtain financing from a credit union or