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Did policy exclusions for "statutory violations" apply to BIPA? 🛡️ Key Rulings from the Court

: The court found that BIPA violations fall under the policy’s "personal injury" provision, which covers injuries arising from the "publication" of material that violates a person's right of privacy . 125978

Krishna sought a legal defense from its insurer, , under its commercial general liability (CGL) policy. West Bend refused, sparking a legal battle over two main questions: Did a BIPA violation count as a "personal injury"? Did policy exclusions for "statutory violations" apply to

The Illinois Supreme Court ruling in (2021 IL 125978) stands as a landmark decision for privacy law and insurance coverage. It clarified when insurers must defend businesses facing class-action lawsuits under the Biometric Information Privacy Act (BIPA) . ⚖️ The Core Conflict: Biometrics and Insurance West Bend refused, sparking a legal battle over

: The court ruled that sharing biometric data with even a single third-party vendor —in this case, the salon's fingerprint system provider—constituted a "publication".